When you are an injured victim of an unfortunate accident, you will require monetary help to revert to your regular life. Especially, when it is caused by someone else’s fault, things might become more complex than usual. You will have to seek appropriate compensation through a personal injury claim from an insurance company. You will also have to seek proper remedies available for accidents in California. All in all, it is a tangled network of laws, remedies, and the involvement of insurance companies that can make you confused. But, you can consult a personal injury lawyer to reduce your confusion and properly start the compensation process.
Contact Sarraf Law Firm to get legal help when dealing with insurance companies.
Navigating the insurance company
Dealing with the insurance company is probably the most stressful and overwhelming part of being in an accident. Accidents in California can be severe to the extent that it leaves you physically, mentally, and financially disabled for a long time. That is why you have the right to file for a personal injury claim to get fairly compensated. But, insurance companies don’t make it any easier for you. So, it is a crucial step to contact your personal injury lawyer, who will be taking charge of dealing with the insurance company
Letting the insurance company know of the accident
Contacting the insurance company is an essential start that you need to tackle after being injured in an accident. Notifying them is where the personal injury claim process begins. Now the question is, whose insurance company should you contact? Generally, you need to contact your insurance company first. However, to recover the full extent of your damages from someone else’s fault, you can seek compensation from the responsible party’s insurance company as well.
Gathering evidence of the accident
Once your intention of filing a personal injury claim is notified to the insurance company, remember to have sufficient information about the accident. Insurers make desperate attempts to deny your claim if there isn’t sufficient information from your side. The insurance company may also try to lower your claim amount based on the information that they collect about the accident.
To avoid all the chaos, consult a personal injury lawyer who will assess your case and deal with the insurance company accordingly. Remember that injuries from accidents in California are of varying degrees.
Determining the degree of your injuries and damages
As a victim, you have the right to seek compensation for both economic and non-economic damages. These damages are specifically medical expenses, disability, lost wages, and emotional disturbance. When you file for a personal injury claim you have to provide a demand letter that will explain the degree of your damages.
To understand the degree of your damages, it is advisable to consult a personal injury lawyer who will supplement the demand letter with strong evidence. Evidence will include police reports, medical reports, photographs, witness statements, and other necessary records.
When the insurance company responds to your personal injury claim, they may offer you a settlement amount. They may offer a settlement amount lesser than what you deserve. Do not accept their offer without consulting a personal injury lawyer. Unlike the insurance company, a lawyer will not undervalue your claim amount. Rather, they will make a rigid argument in support of your claim amount.
Need legal help?
You can deal with the insurance company alone. But you will be more successful in receiving your personal injury claim when you have an experienced personal injury lawyer by your side. At Sarraf Law Firm, we deal with the insurance company on your behalf without you having to worry about the legalities.